Regina Home Buying Information
Let us help you every step of the way. When purchasing a home, you're faced with a bunch of decisions, and we understand, it can be overwhelming without guidance! Primarily you'll have to decide whether you are prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complicated and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
While at your side each step of the way, we pride ourselves with making the process of purchasing a home more comfortable, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. We will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the detailed parts of actually buying the home, you love.
We are familiar with the current homes on the market and know neighbourhood values well, so we can help you determine which properties are fairly-priced and in good condition throughout your search.
Your First Step
Your first step to buying a home is first to ask yourself why you want to buy a house: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to have" and the absolute "will not consider".
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city and sub-division); community (north, south, east, or west side); neighbourhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you may want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes. Call us, and we will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients. Not ready for that? Play around on our mortgage calculator (found at the top of this page under "Buyers" to get approximate numbers).
We'll Find The Right Homes For You
Once you've been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. We have the best possible resources and communication systems available today to help you find the homes on the market that match your specifications. Gone are the days where you worry you might miss something! If we have narrowed your criteria, you are sure to see properties shortly after they're listed. Want to browse on your own until you're a little more serious? Take a look on our website, where you can search for listings by neighbourhood.
We'll Help You Every Step Of The Way
We will help you complete your financing and inspections, and close on the transaction. Our top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.